I Was Hit by a Driver Who Was Speeding and Has No Insurance — Am I Out of Options in Santa Clarita?
There is no question that for most people in Santa Clarita, being hit by a speeding driver would be traumatic enough, however the situation can even feel worse if the at-fault driver has no car insurance. Indeed, if you were injured in a car accident in Santa Clarita and the at-fault driver was uninsured, you might be wondering if you have any options for recovering compensation under California personal injury laws. The good news is that you may still have legal options to recover compensation due to you. Here we explain why, and where you can turn for legal help in Santa Clarita.
Your Uninsured Motorist Coverage in Santa Clarita
At the outset, it is important for Santa Clarita drivers and car accident victims to know that California laws require all drivers in the state to carry auto insurance. However, the truth of the matter is that not every driver follows the rules and laws. When an uninsured driver causes a car crash, it can feel like you are just out of luck. Fortunately, California law also requires car insurance companies to offer uninsured motorist coverage (UM). Many Santa Clarita drivers may not know that they are covered by UM coverage, even if they are. This is because individuals must expressly decline such coverage in writing. As such, if you did not expressly decline UM coverage as part of your insurance plan, and you live in Santa Clarita, you most likely have UM coverage. In addition, it is important to note that even if you were a passenger in a car that was hit by an uninsured driver, the driver of your car’s UM policy may provide coverage for you.
Do Not Assume That You Are Out of Luck if You are Injured by an Uninsured Driver
Even if you do not carry UM coverage, or your UM coverage is not enough, there may be other avenues to pursue compensation from an uninsured driver. For example, the driver may have been working at the time of the crash, and if the crash occurred in the course of their employment, their employer may also be liable (and may be more likely to be insured). Consulting with an experienced Santa Clarita personal injury lawyer about your case can help you better understand the best strategy to pursue in your case against an uninsured motorist.
Getting Legal Help in Santa Clarita After a Serious Car Accident Caused by an Uninsured Driver
If you are in the Santa Clarita area and you need legal help holding an uninsured driver accountable for your car accident injuries and losses, contact the experienced Santa Clarita personal injury lawyers at the Trevino Law Firm. The experienced Santa Clarita personal injury lawyers at the Trevino Law Firm are here to help victims of serious car accidents get justice against the at-fault drivers that injure them. Contact the Trevino Law Firm today and speak with a lawyer about your case now.
